General Liability Insurance

Does your business have enough liability coverage?

If you are relying on the liability coverage provided through a Business Owner’s Policy (BOP), then chances are you do not have enough. Although a BOP does provide liability coverage for businesses, it is often at a small limit and not enough to cover costs due to claims and lawsuits.

Every business requires General Liability coverage. Whether covering slips and falls on your premises, damage caused by products you sell or make or damage caused while you are doing your work for a client, general liability is the coverage you need.

You’ve worked hard to build your business. You need the most comprehensive general liability coverage to protect this valuable asset. Your decision shouldn’t be based on price alone but on a comprehensive evaluation done by a professional, someone who cares about protecting your business as much as you do.

A well-trained insurance agent can customize your general liability so nothing falls through the cracks. Every carrier and every policy is different. You need a professional who can guide you through the maze of coverage decisions so you get the general liability coverage that is perfectly customized for your business.

In addition, the best agents will recommend the specialty liability coverages that your business might need. These would include:

• Employment Practices Liability
• Professional Liability
• Employee Benefit Liability
• Fiduciary Liability
• Pollution liability

Many times these coverages can be incorporated into a single program with a single insurance company to maximize your savings.

Contact Litchfield Insurance Group for information on all of the business insurance lines we offer and a free quote for Connecticut general liability insurance.