Natural Disasters and Hartford Business Insurance

2/16/2012 12:00:00 AM

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Consider the past year – how much money have you spent repairing damage caused by foul weather? You should consider reevaluating your Hartford business insurance policy if the sum seems to be an exorbitant amount. The state of Connecticut has the potential to experience a wide variety of natural disasters. Are you properly covered?

According to the statistics compiled by the National Climatic Data Center of the U.S. Department of Commerce, Connecticut experienced 209 instances of severe weather costing $22.584 million in damages last year. There were also three deaths and 37 injuries blamed on these weather systems. In Hartford alone, 49 significant weather events occurred, including hail, tornadoes, and floods. These events cost a combined total of $1.577 million in damages. How many broken windows and blown-off roofs can you afford to replace before going out of business? Why not avoid increased financial difficulty during extreme weather by making sure you have adequate insurance coverage?

When updating your Hartford business insurance, make sure you consider any changes you made to your business since the last policy was created. Have your business assets increased in value? Failing to increase the coverage could leave you burdened with a good portion of the repair bills the next time Mother Nature takes a swing at you.

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